FREE Regular Checking

Open a Capital Checking Account with as little as $100 for yourself or a family member and write as many checks as you want; there is no minimum balance requirement.

FREE Silver Checking Account

If you are 55 years of age or better, you’re eligible for our Silver Account. You'll receive all of the benefits of our Capital Checking Account. You'll receive the benefits of our Capital Checking Account. We'll provide free checks and you may write as many as you need with no minimum balance requirement.

The Select Account

Capital Bank Select Account customers receive a high dividend rate compounded every month. No maintenance fee will be charged on an average balance of $2,500.

The Capital Gain Checking Account

Capital Gain Checking customers receive the highest dividend for checking compounded each month. No maintenance fee is charged on an average monthly balance of $5,000 or a combined average of $25,000 in all deposit accounts. The higher the balance, the higher the rate. Capital Gain Checking Account customers also receive free custom check orders, free single-signer traveler's checks, free cashier's checks, free overdraft protection and free stop payment orders.

Capital Bank: The Smart Place to do Business